This Privacy Policy of Calyon Financial Inc. applies to individual consumers who are current or former customers of Calyon Financial as broker or futures commission merchant, and individual consumers who apply for such services. This Notice refers to “personal information”, which is nonpublic information that personally identifies you or relates to your accounts.
In servicing your needs and maintaining your trust, Calyon Financial and its employees endeavor to maintain and protect the privacy of your personal information.
In servicing accounts, Calyon Financial does collect personal information from the following sources:
- Information Calyon Financial receives from you on customer account agreements, related documents, or other forms;
- Information about your transactions at Calyon Financial, our affiliates, or others;
- Information Calyon Financial receives from outside entities relating to the application approval process; and
- Information collected on customer visits to Calyon Financial's web or customer account sites. If you elect to use our online products or services, Calyon Financial assigns you a user ID and password so that Calyon Financial may recognize you as a registered user, and Calyon Financial may collect information about your visits to our web or customer account sites through that ID and password.
To process or service your account, Calyon Financial may share some personal information with affiliated companies.
Calyon Financial may share your personal information with third parties that are not affiliated with Calyon Financial only in the following limited circumstances, which are permitted by law:
- To entities that assist Calyon Financial in processing or servicing your account or transactions;
- To entities that may perform marketing services on Calyon Financial's behalf or to other financial institutions with which Calyon Financial may have joint marketing agreements and with which Calyon Financial has agreements that prohibit the entity from disclosing or using the information other than to carry out the purposes for which it was disclosed; and
- To regulators, law enforcement personnel, and other persons or entities where Calyon Financial believes in good faith that disclosure is required or permitted by law, such as in a regulatory audit or examination or in response to a subpoena or legal process.
Calyon Financial protects the confidentiality and security of your personal information.
Calyon Financial restricts access to your personal information to those employees who need to know that information to provide products or services to you, and Calyon Financial's employees are bound by its privacy policy to maintain confidentiality and use customer’s personal information only for business purposes.
Calyon Financial maintains physical, electronic and procedural safeguards to protect the confidentiality of your personal information.
Calyon Financial will provide notices of its privacy practices.
Calyon Financial will provide annual notices to its individual consumers who are customers regarding its privacy policy and, if there is any change in the policy prior to the time that an annual notice would otherwise be provided, a revised privacy notice. In addition, if applicable, Calyon Financial will provide required notices to former customers and other consumers before disclosing any information to nonaffiliated third parties.
Calyon Financial makes every effort to keep your personal information accurate and up to date.
If you identify any inaccuracy in your personal information, please contact your Account Executive at Calyon Financial so that your records can be updated.
